Law

What Are The Types Of Personal Injury Lawsuits?

According to the Center for Diseases, about 40 million people visit emergency rooms to treat unintentional injuries. Most medical practices, auto, and workplace injuries happen due to someone else’s negligence.

The injuries interrupt your everyday life. Worst still, it can permanently disable you if you’re lucky enough to survive the ordeal. You have the right to monetary compensation if someone’s carelessness causes the injuries. 

The liable party can be an individual, company, or government entity. But, there must be evidence of physical, psychological, and financial harm from the injury to be eligible for compensation. 

Most personal injury lawsuits end up in settlements. But it takes time to navigate the justice system and negotiate with stubborn insurers of negligent parties. Yet, you got bills to pay even if the injury undermines your productivity and wages.  

Failure to pay your bills on time affects your credit score and spiral into a scary financial burden. Reaching out to the best lawsuit loan companies comes in handy in such situations. They get you quick-fix pre-settlement funding to sort your expenses as you wait for your lawsuit. 

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Let’s explore the types of personal injury lawsuits. 

  1. Auto Accident Injuries 

According to National Highway Traffic Safety Administration, over 38,000 Americans lost their lives in traffic crashes in 2020. In the same year, sustained auto accident injuries were 2.2 million

You should contact a personal injury lawyer immediately if you’re a victim of an auto accident caused by a careless driver. Negligence of another driver can be drunk driving, overspeeding or reckless driving. But, you must provide evidence of their negligence which can be easier said than done. 

In most cases, the motor vehicle accident claims degenerate into he-said, she-said situations. To get your deserved compensation, you’ll need an experienced personal injury lawyer.

Auto accidents can involve cars, motorcycles, pedestrians, and bicycles. They can be fatal or leave you with serious injuries. As a result, you may not be able to work or move, undermining your financial obligations. 

 If the case is solid and valuable but dragging too long, you can reach out to legal financing companies to cover your bills.  

  1. Medical Malpractice

From surgical errors, overdoses, and misdiagnosis – medical errors cause 10% of US deaths every year. It makes it the third leading cause of death after heart and cancer complications. 

That said, it is strange that only a third of patients receive compensation out of over 20,000 lawsuits filed every year. The majority of the cases end up in out-of-court settlements. So, you’ll need an experienced lawyer to increase your chances of getting fair compensation for your injuries. 

Sustained injuries from medical errors are far-reaching. You’ll face physical, emotional, or financial challenges. You will be better off with immediate proper medical attention and reimbursement. 

  1. Wrongful Deaths

You file a personal injury lawsuit involving wrongful death if a loved one dies due to negligence. Wrongful deaths are now common. For example, medical errors are the third leading cause of death in America. 

Auto accidents also remain high, with about 40,000 deaths every year. It means wrongful death claims will rise. 

So, why should your family shoulder the medical and funeral expenses if the death was out of negligence?

Unfortunately, the negligent party can not compensate and restore the lost life of your loved one. But, monetary compensation can go a long way in covering specific expenses. That’s why you must get a qualified personal lawyer to help you fast-track the settlement. 

However, have a plan B if the expenses pile up because the process is slow. Settlement funding companies can help you shoulder the expenses. It allows you to sort them later when the case is fully resolved and compensation issued. 

  1. Workplace Injuries 

According to the Bureau of Labor Statistics, nonfatal workplace injuries in the private sector were 2.7 million in 2020. Fatal workplace injuries were about 5,000. That means you can be a victim of poor workplace safety that can undermine your ability to work. 

Business owners must be held responsible for the harm workers endure because of workplace negligence. If you’ve suffered an injury on the job, seek immediate medical attention. Inform your superior of the incident. 

But you must present compelling evidence of workplace poor safety conditions to make a solid case. So, collect the evidence by taking pictures and videos of the incident. Also, attach a copy of your supervisor’s report on the incident.  

Sometimes you may not be able to do this by yourself. You can enlist a trusted colleague to help with the process. And the essential part – talk to a qualified personal injury lawyer to help you prepare for the workplace injury lawsuit. 

  1. Slip and Fall Injuries

Slip and fall injuries are part of workplace injuries if they happen in the workplace. But not restricted to your workplace. In fact, it covers every defect on a building or premise that harm your wellbeing. That is why it is commonly referred to as premise liability.  

For example, you can fall from a staircase without a handrail and sustain injuries. In such a case, you can sue the building owner and document its defects as evidence. 

  1. Product Liability 

A product that causes harm due to its defects can attract a lawsuit too. The products can be food, drugs, or consumer goods. 

For example, Johnson & Johnson faced 20,000 lawsuits for its talc-based baby powder. Users alleged that the product made them develop cancer. It paid $325 million in compensation to victims. 

If you’ve used a product you suspect to be harmful, contact your attorney to investigate it further. It can help you develop a solid lawsuit. 

Final Takeaway

Danger lurks everywhere, but you can stay safe by being careful. Unfortunately, some people can be so careless, exposing you to harm. In case of injuries caused by negligence, you can sue for compensation. 

You will need to demonstrate that you suffered emotionally, physically, and financially due to the harm to get the compensation. But, the process can be full of delays making it take longer than necessary. 

So, if the injury affected your capacity to work and income level, you may have trouble covering your expenses. You can reach out to top-rated lawsuit funding companies to help cover the costs. It buys you time to clear the loan when you receive the settlement.  

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